· INCOME TAX PLANNING · PERSONAL TAX STRATEGY · INVESTMENT TAX
A Personal Tax Strategy Built for Complexity
Business income, investment gains, real estate, retirement accounts, and estate planning all interact with each other. Archer Lewis plans across all of it, so your personal tax strategy reflects the full picture rather than a single year's events.
Our Approach
Personal tax planning that sees your whole financial picture.
High-net-worth individuals face a tax picture that requires more than standard software or a once-a-year approach. Business ownership, pass-through income, capital gains, deferred compensation, charitable giving, and estate planning all interact in ways that require intentional, year-round management. Archer Lewis plans personal income tax as part of an integrated strategy, looking at everything together so decisions made in one area don't create unintended consequences in another.
What's Included
Personal income tax planning that covers every angle
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Year-Round Tax Planning
Proactive planning throughout the year (not just at filing time), so decisions are made before their tax consequences are locked in.
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Individual Tax Return Preparation
Complex individual returns prepared accurately, including all schedules, K-1s, foreign income, and alternative minimum tax considerations.
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Investment Tax Planning
Coordinating investment decisions with your tax picture: harvesting losses, timing gains, and managing the tax cost of your portfolio.
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Retirement Planning
Maximizing contributions, managing required minimum distributions, and planning Roth conversions, coordinated with your overall tax position.
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Business Owner Tax Integration
For business owners, personal and business tax are inseparable. We plan both together so nothing falls through the gap.
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Charitable Giving Tax Strategy
Timing and structuring charitable contributions to maximize deductibility: donor-advised funds, appreciated stock donations, and qualified charitable distributions.
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Estimated Tax Management
Quarterly estimates calculated accurately, avoiding underpayment penalties without overpaying throughout the year.
A complex financial life deserves more than an annual tax return.
The difference between good personal tax planning and great personal tax planning is whether your advisor sees the whole picture, including business income, investments, real estate, retirement, and estate strategy, and plans across all of it. Archer Lewis does this work year-round, not just during filing season.
Talk to a Private Client Advisor
Common Questions
What high-net-worth individuals ask about personal tax planning.
Standard tax preparation handles what happened. Personal tax planning for high-net-worth individuals requires someone who understands how business income, investment decisions, real estate, retirement accounts, and estate planning interact, and plans across all of them together. A generalist misses the connections that matter most.
We coordinate with your investment advisor to time gains and losses, harvest tax losses when markets provide the opportunity, and structure your portfolio to minimize the annual tax drag on investment returns. Investment decisions made without tax awareness consistently produce worse after-tax outcomes.
Yes, and for business owners, that's the right approach. Pass-through income, owner compensation, retirement contributions, and entity structure all affect your personal return significantly. Planning both together produces consistently better outcomes than treating them separately.
